Your trusted mortgage & protection specialists

Nicola Kay Mortgage & Protection Specialists (NKMPS) were initially based in York. However, over time we have expanded our reach and now have expert advisers across Yorkshire & Lancashire, including York, Leeds, Bradford, Wakefield, Manchester, Preston & London. We are happy to help you with all your Mortgage & Protection needs no matter where you are in the UK.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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OUR SERVICES

First time buyers

Moving home

Remortgage

Self employed

Life insurance

Critical illness

Income protection

Family income benefit

Buy to let

Adverse lending

Business protection

Home insurance

How can Nicola Kay Mortgage & Protection Specialists help you?

Whether you’re a first time buyer, looking to move home, need to remortgage, or seeking a buy-to-let opportunity, we provide expert mortgage advice and innovative solutions tailored to your needs. Our Mortgage Advisers will get to know your individual circumstances, establish what your goals are, and determine what the right mortgage deal is for you.

We are also specialists in ensuring that you, your family, and your home are fully protected giving you invaluable peace of mind. As part of the mortgage process, we will review your Life Insurance needs to ensure that your mortgage will be repaid should the worst happen. As well as this, we will look to provide you with advice on Income Protection & Critical Illness Cover in the event of you being off work due to accident, injury or a serious illness.

Our Protection Specialists can provide advice on Business Protection. Some of these areas include: Relevant Life, Shareholder / Partnership Protection & Key Person Cover.