Nicola Kay Mortgage & Protection Specialists (NKMPS) initially began as a York-based company. However, over time we have expanded our reach and now have expert advisers across Yorkshire & Lancashire, including York, Leeds, Bradford, Wakefield, Manchester, Preston & London. We are happy to help you with all your Mortgage & Protection needs no matter where you are in the UK.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Whether you’re a first time buyer, looking to move home, need to remortgage, or seeking a buy-to-let opportunity, we provide expert mortgage advice and innovative solutions tailored to your needs. Our Mortgage Advisers will get to know your individual circumstances, establish what your goals are, and determine what the right mortgage deal is for you.
We are also specialists in ensuring that you, your family, and your home are fully protected giving you invaluable peace of mind. As part of the mortgage process, we will review your Life Insurance needs to ensure that your mortgage will be repaid should the worst happen. As well as this, we will look to provide you with advice on Income Protection & Critical Illness Cover in the event of you being off work due to accident, injury or a serious illness.
Our Protection Specialists can provide advice on Business Protection. Some of these areas include: Relevant Life, Shareholder / Partnership Protection & Key Person Cover.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Ian was fantastic at helping us through the process and kept us up to date with all necessary information. Jacob Priestley2025-05-27 We worked with Ian Patchett to get our mortgage. he was very informative, professional and made the process so easy. I would highly recommend anyone who needs a mortgage to speak with him! Thank you again Ian for all your support Ruby Fern2025-05-15 Clair has been really helpful and I have found her informative and professional at every stage of my mortgage application Helen2025-05-07 Highly recommend using Nicola and her team for your mortgage advice, amazing service throughout the whole process with constant updates, help and guidance. Couldn’t have done it without them. Thank you Nicola and team x Helen Archibold2025-05-07 Ian was a great mortgage advisor for us. He was very knowledgeable and explained everything really well. He got us a mortgage in principal within a day or two so we could start looking for a house, and within 10 days of having an offer accepted on a house, we got a formal mortgage offer from Halifax despite our slightly unusual work circumstances. He was also happy to do calls outside of hours which was great and instructed the solicitor on our behalf as well. He also gave us an exact quote for his fees at the start which was important for us Highly recommend, thanks Ian! katie maison2025-05-06 Dan Hodson recently helped set us up with new life insurance and critical illness policies. It's always hard finding time for jobs like this when you have busy lives and a young family, but Dan made the process super easy. He visited us at home and was happy to chat whilst peppa pig was on in the background! Dan had already reviewed our existing policies and arrived ready to provide us with recommended changes, clearly explaining why these were more suited to our current circumstances. Thank you Dan - we really appreciate your advice and are happy to get this job ticked off! Louise Butcher2025-04-24 Both Nicola and Dan have been fantastic from start to finish. We approached Nicola with not a very straight forward mortgage request and she got to work and did her absolute best for us. Nothing has been too much for her, she has given us straightforward advice in language we could understand and been extremely helpful and supportive throughout the entire process. Dan took care of our life insurance needs. He was very informative, never pushy and he went above and beyond to get us the very best deal. He was always polite, patient and friendly and made us feel like we were in safe hands. We have received the very best customer service, been really impressed with their service and highly recommend them both. Rachel Cunningham2025-04-17 Very efficient. Went above and beyond to ensure things went smoothly. anthony lane2025-04-14 Nathan has been excellent with his advice, knowledge and service. He's a really nice guy too! Johnie White2025-04-09 We are very satisfied with the service provided by Nathan. He has been very responsive and able to address all our queries. He has showed extreme commitment to ensure that we get the best possible rates in the market and has followed up the whole process providing valuable advice when it was necessary. I would definitely recommend him. Konstantinos Kaprinis2025-04-08
Kensington House
York Business Park
Westminster Place
York
YO26 6RW
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.
Nicola Kay Mortgage & Protection Specialists is a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.
Approved by The Openwork Partnership on 14/04/2025